#1 Alabama Hard Money Lenders!

Here are some Alabama specific financing facts:

Fast & Easy Approval
Once you apply online, we begin working.  We can usually approve your loan in just a few days.

Great rates with low fees
The points and fees that you are quoted will be what you pay.  No additional junk fees like: application fee, legal fees, doc drawing fee, doc preparation fees, etc.

Free Interest Only options that help with Cash Flow
Managing your cash out-flow can be challenging at times. Deals are often setup so that you come to closing with no money out of pocket.  Additionally, we can often roll multiple months of interest into a reserve account so that you don't have to come out of pocket in the future.

Loan to Value Ratios
We can often loan up to 70% of the value of a property. Our underwriting guidelines are all based on common sense and weighted heavily towards property values, not the borrower.

Cities Served:
We serve all of the main metropolitan cities in Alabama, including: Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Gadsden, Madison, Florence, Prattville, Vestavia Hills, Phenix City, Bessemer, Alabaster, Prichard, Opelika, Anniston, Homewood, Enterprise, Northport, Athens, Mountain Brook, Oxford, Pelham, Selma, Albertville, Daphne, Trussville, Talladega, Tillmans Corner, Fairhope, Hueytown, Millbrook, Center Point, Alexander City, Scottsboro and Cullman. We also provide hard money in Alabama for the smaller cities as well.