#1 Illinois Hard Money Loan Lenders!
Chicago, Illinois city skyline in 2009
YES, we provide a directory of lenders in Illinois for hard money deals.
We serve all of the main metropolitan cities in Illinois, including: Chicago, Aurora, Rockford, Naperville, Joliet, Springfield, Peoria, Elgin, Waukegan (Lake County), Cicero, Decatur, Evanston, Arlington Heights, Champaign, Schaumburg, Bloomington, Bolingbrook, Palatine, Skokie, Tinley Park, Des Plaines, Orland Park, Wheaton, Mount Prospect, Oak Lawn, Hoffman Estates, Berwyn, Normal, Oak Park, Downers Grove, Glenview, Elmhurst, Buffalo Grove, Moline, Lombard, De Kalb, Crystal Lake, Belleville, Bartlett, Carol Stream, Quincy, Urbana, Rock Island, Streamwood, Calumet City, Carpentersville, Hanover Park, Addison, Park Ridge, Romeoville, Wheeling, Woodridge, Northbrook, North Chicago, Elk Grove Village, Pekin, Mundelein, Danville, St. Charles, Glendale Heights, Plainfield, Galesburg, Highland Park, Chicago Heights, Gurnee and Granite City. We also provide hard money in IL for the smaller cities as well. You may also want to run a vehicle owner lookup by running a Illinois license plate search by using the look up tool.
Here are some Illinois specific financing facts:
Loan Amounts from: $25,000 to $50 Million on Residential (Higher for commercial)Maximum LTV: 100% of purchase price if it's equal to 70% or less percent of the current value
Term: 1-36 months
Interest Rates: 8%-18% depending on risk factors
Payments: Interest Only to Fully Amortizing 30 year terms
Origination Points: 1% - 5%, depending on loan amount and risk
Time to Fund: Funding in as little as 3-30 days
Collateral: The subject real estate property and/or additional properties
Lien Position: 1st, 2nd and even 3rd position sometimes
Pre-payment penalty: Likely none
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