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• Residential Hard Money
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• Commercial Hard Money

Here are some Iowa specific financing facts:

From $10,000 up to $50 Million Dollars on residential hard money and up to $1B on Commercial hardmoney.

Loan to value (LTV) Ratios: Up to 75%.

Position: First, second, wrap, blanket mortgages & mezzanine financing all the way to third position!

Term: 1 - 36 months generally and up to 30 years.

Prepayment Penalty: Generally NO prepayment penalty for most property types.

Appraisal Report: Usually required, but sometimes can be waived depending on property type and LTV.

Points: Usually from 0 to 5 points.

Interest Rates: Start at 9%.

Closing: From 3-30 days.



We serve all of the main metropolitan cities in Iowa, including: Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo, Iowa City, Council Bluffs, Dubuque, West Des Moines, Ames, Ankeny, Urbandale, Cedar Falls, Bettendorf, Marion, Mason City, Clinton, Marshalltown, Fort Dodge, Burlington, Ottumwa, Muscatine, Coralville and Newton. We also provide hard money in Iowa for the smaller cities as well.