Here are some Kentucky specific financing facts:
Fast and Easy Approvals
Once you apply online, we will begin working. We can usually approve your loan in 3 days time. Funding usually occurs in as little as a week.
We offer great rates with low fees
Our interest rate starts at 10.99%. Our fees range from 0-5 points typicaly. We do not have any junk fees such as: doc prep fees, application fees, doc drawing fee, etc.
Interest Only is always a free option
Managing your cash flow is easy with our unique options. Depending on the deal, you may be able to close with no money out of pocket! We can also setup an impound account so your payments don't come out of pocket during the duration of the loan.
We also have commercial hard money loans available.
Loan to Value (LTV) Ratios
We can often lend up to 75% of the value of a real estate property. Our underwriting guidelines are all based on common sense and weighted heavily towards property values, not the borrower's credit score, income or assets!
We serve all of the main metropolitan cities in Kentucky, including: Louisville, Lexington , Fayette, Owensboro, Bowling Green, Covington, Richmond, Henderson, Hopkinsville, Frankfort, Florence, Jeffersontown, Paducah, Nicholasville, Elizabethtown, Radcliff, Ashland, Georgetown, Independence, Madisonville, Fern Creek, St. Matthews, Okolona, Erlanger, Winchester, Murray, Newport, Shively, Fort Thomas, Danville and Highview. We also provide hard money in Kentucky for the smaller cities as well.
