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#1 New Jersey Hard Money Loan Lenders!


The USS New Jersey docked in South Jersey.

YES, you can get direct financing in NJ for hard money deals from our lenders below!

We serve all of the main metropolitan cities in New Jersey, including: Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Trenton, Clifton, Camden, Brick Township, Cherry Hill, Passaic, East Orange, Union City, Bayonne, Vineland, Irvington, North Bergen, Union, Wayne, Parsippany-Troy Hills Township, New Brunswick (Middlesex-Somerset), Perth Amboy, East Brunswick, Plainfield, West New York, Bloomfield, Hackensack, West Orange, Sayreville, Lakewood, Atlantic City, Linden, Hoboken, North Brunswick Township, Teaneck, Kearny, Montclair, Fort Lee, Ewing, Pennsauken, Belleville, Willingboro, Orange, Long Branch, Fair Lawn, Westfield, Garfield, Livingston, Millville, West Milford, Rahway, Englewood, Nutley, Paramus, Mercerville-Hamilton Square, Bergenfield, Old Bridge, Ridgewood, Bridgeton, Lodi, Somerset, Scotch Plains, Cliffside Park, South Plainfield, Maplewood, Cranford, Carteret, North Plainfield, Hillside, Roselle, Summit, Lyndhurst and we also serve the smaller cities in NJ with hard money as well. You may also want to run a vehicle owner lookup by running a New Jersey license plate search or run a New Jersey background check using the look up tool.

Here are some facts on New Jersey loans:

- Income and credit is not an issue, FICOs from 0 to 850.
- Interest rates start at 9.99% for NJ.
- Points usually range from 0-5pts, depending on risk.
- Closings from 3-30 days.
- Hard money is flexible because there are NOT traditional bank underwriting guidelines.
- Interest-Only payments, fully amortized or payment deferral options.
- Short or long term loans: from 1-36 months and all the way to 30 years on certain deals.
- Loan amount is limited to 75% loan to value (LTV), sometimes even less.








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