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#1 Rhode Island Hard Money Loan Lenders!


Relaxing at a RI dock after the hard money loan funded.

BELOW, we have a directory of the top hard money lenders that still loan in Rhode Island.

We serve all of the main metropolitan cities in Rhode Island, including: Providence, Warwick, Cranston, Pawtucket, East Providence, Woonsocket, North Providence, West Warwick, Bristol, Newport, Central Falls, Westerly, Barrington as well as the smaller RI cities and towns. Also check out our Rhode Island background check service.

Here are some facts on Rhode Island:

We offer residential Rhode Island hard money loans at up to 70% loan to value from our approved lenders below. If you have another property you can secure for additional collateral, you can get you up to 100% private money loan financing.

Hardmoney underwriting guidelines are very simple and require minimal documentation. You will usually be required to have some skin in the game for your deal. (Skin in the game means having the 30 or more percent to put down on a purchase or at least 30% remaining equity in a home when refinancing). For most hard money transactions you will qualify - even with bad or no credit score.

We offer approved Rhode Island lenders for hardmoney residential refinances and purchases as well as commercial hard money loans. Our lenders can provide hard money loans strictly based on LTV (Loan-to-Value Ratio) and can fund quickly to make your deal work. Some of our lenders even offer an online fully automated immediate hard money loan decision!







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