#1 South Dakota Hard Money Loan Lender!

South Dakota has hard money options. Trust the source.

YES, we finance hard money deals in South Dakota.

Apply Online for an instant South Dakota hard money decision!

We serve all of the main metropolitan cities in South Dakota, including: Aberdeen, Brookings, Pierre, Rapid City, Sioux Falls, Watertown and smaller SD cities.

South Dakota specific financing facts:

We provide hard money loans to purchase and renovate properties throughout South Dakota, as well as for refi's and other property types. We require minimal documentation and we can finance up to 100% of your deal using cross-collateralization! This includes the purchase price, the actual cost of the renovations and closing costs for up to 70% of the after repaired value (ARV). We are direct hardmoney lender that is reliable, fast and simple to work with.

- We have no minimum loan size and can usually fund up to $40M for residential and $750M for commercial.
- Zero to Five origination points is typical for fees, however a minimum of $5000 in total fees applies.
- Interest Rates start at 10.5% for SD residential hard money real estate.
- No prepayment penalties
- Interest only payments, fully amortized or payment deferred options to make your cash flow work.
- We can loan up to 70% of the Appraised value or the after repaired value (ARV) for rehab hard money loans